Build Your Dream Home With $0 Down
VA construction loans with $0 down, zero interest during construction, and everything rolled into one loan. Licensed in all 50 states. Get your free quote from The 2 Mortgage Guys.
The 2 Mortgage Guys, Ryan Minick & Steve DeLon
Luminate Bank
Phone: (765) 450-8933
Email: [email protected]
NMLS# 203249 & 202876
Company NMLS# 1281698
Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.
VA Construction Loans - $0 Down, Build Your Dream Home
VA construction loans with $0 down, zero interest during construction, and everything rolled into one loan. Licensed in all 50 states. Get your free quote from The 2 Mortgage Guys.
Build Your Dream Home With $0 Down
Most Veterans Don't Know This Program Exists
One Loan. Zero Stress. All In.
How It Works
Crunch the Numbers
We Lend in All 50 States
Specialty Construction Department
5-Star Rated by Veterans & Families
Get Your VA Construction Loan Quote
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Frequently Asked Questions
Ready to Build Your Dream Home?
VA Construction Loans let eligible veterans buy land and build a custom home with no money down , zero interest during construction , and everything rolled into one loan at great rates.
$0
Down Payment
50
States Licensed
Traditional construction loans force you to put 20% down, pay interest during the build, and juggle two closings. We built something better.
The VA Construction Advantage
Our dedicated construction department handles everything from land acquisition to move-in day.
Three simple steps from pre-approval to move-in day. Our construction department handles the complexity so you don't have to.
VA Construction Estimator
See what your VA construction loan could look like—land, build, and financing all rolled into one.
Monthly Payment Breakdown
Estimated Due at Closing
Whether you're buying land in Texas, building in Colorado, or constructing on the coast of North Carolina—our construction lending team has you covered. No out-of-state restrictions. No extra hurdles.
One team, coast to coast
Trusted by Hundreds of Homeowners
No credit pull required. Talk to our construction lending team and see what you qualify for.
Ryan or Steve from our construction department will reach out within 24 hours with your personalized options.
By submitting, you agree to be contacted about your VA construction loan options. We never spam or sell your information.
Everything you need to know about VA construction loans.
Veterans deserve better. No money down. No interest during construction. One loan, start to finish. Talk to our specialty construction team today.
The 2 Mortgage Guys
Ryan Minick & Steve DeLon at Luminate Bank. Dedicated to helping veterans and military families build the homes they deserve.
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- Veteran family standing in front of a framed-out new construction home
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